This website is operated by Monika Taylor. The terms “I”, “me”, and “my” refer to Monika Taylor. The use of my website is subject to the following terms and conditions of use, as amended from time to time (the “Terms”). The Terms are to be read together by you with any terms, conditions or disclaimers provided in the pages of my website. Please review the Terms carefully because they apply to all users of my website, including without limitation, users who are browsers, customers, and/or contributors of content. If you access and use this website, you accept and agree to be bound by and comply with the Terms.
If you do not agree to the Terms, you are not authorized to access my website, use any of my website’s services or place an order on my website.
ETHICS STATEMENT
All readings are confidential and will never be shared with anyone without the client’s permission.
I do readings to the best of my ability with honesty, loving, supportive intentions and compassion.
I perform readings for persons older than 18 years old. Persons younger than 18 years old need a written consent from their parent or legal guardian to receive a Tarot reading.
Reading about third parties:
I accept questions about third-parties; however, be advised that such a reading may not be as gratifying as you would expect it to be. Therefore, I advise that you keep the focus of your question on yourself rather than on someone else. This approach will ensure you are getting the guidance you need instead of learning, for example, how the other person feels without knowing how address your concerns.
I do not perform readings about persons younger than 18 years old without a written consent of a parent or legal guardian.
I respect and honor all my clients, regardless of age, gender, race, background, spiritual beliefs, sexual preference, or economic status.
My goal is to:
- Inspire my clients to think positively
- Provide answers to my clients’ questions to the best of my ability
- Focus on the positive ways to resolve situations
DISCLAIMER
Monika Taylor Psychic Readings service does not include:
- solving crimes, picking lottery numbers, locating lost items or persons
- predicting death dates, predicting exact dates of events (for example: “What is the date I will get married?”)
- reading about past lives
- reading about pregnancy
- diagnosing illnesses or finding cures for illnesses
- reading about possible demon possessions, questions related to dark energies or dark magic
- reading about persons younger than 18 years old unless you are a parent or legal guardian of the person in question
I reserve the right to decline giving a reading which violates my personal ethics.
You acknowledge that my readings are not a substitute for licensed medical, legal, business, financial, therapeutic, or other health care service, nor any other professional advice for which I am not qualified. In such cases, I will recommend you to seek help and guidance from a medical, legal, business, financial, therapeutic, or other professional.
You acknowledge that any and all predictions of the future are not guaranteed outcomes. The predictions are expressions of opinion only. The predictions are based on the current events and the outcome can be influenced by your decisions and choices you make by your free will from the moment the reading is delivered to you.
Personal stories and/or testimonials in this website do not constitute a positive outcome for everyone and does not constitute a warranty, guarantee or prediction regarding the outcome of an individual using Monika Taylor’s services.
PRIVACY POLICY
I am committed to maintaining the accuracy, confidentiality, and security of your personally identifiable information (“Personal Information”). I know your Personal Information is important to you, so it’s important to me. I will not share your Personal Information with third parties, unless you have otherwise consented, or when it is required or permitted by law. Providing me with your Personal Information is always your choice. However, your decision not to provide certain information may limit my ability to provide you with my products or services.
CANCELLATION POLICY, RETURN POLICY, AND REFUND POLICY
If, for any reason (illness or personal), I am not available or able to do your reading, I will give a full and complete refund. You will then have to re-book through my website: http://monikataylorreadings.com
Refunds will only be provided upon mutual agreement when the actual reading has not been performed.
Keep in mind that most often I begin the requested reading 12 hours after you have submitted it. If you would like to cancel your booked reading, please email me immediately or no later than 12 hours after you have placed your order. No refunds will be issued if you do not like your reading for any reason. I am not responsible or liable for your emotional and/or mental reaction to the reading. There are no exceptions.
I do not accept returns or exchanges.
USE OF MY WEBSITE
You agree to use my website for legitimate purposes and not for any illegal or unauthorized purpose, including without limitation, in violation of any intellectual property or privacy law.
You agree not to use my website to conduct any activity that would constitute a civil or criminal offense or violate any law.
You agree to provide me with accurate personal information, such as your name, email address, and other contact details in order to complete your order or contact you as needed. You authorize me to collect and use this information to contact you in accordance with my Privacy Policy.
GENERAL CONDITIONS
I reserve the right to refuse service to anyone, at any time, for any reason. I reserve the right to make any modifications to the website, including terminating, changing, suspending or discontinuing any aspect of the website at any time, without notice. I may impose additional rules or limits to the use of my website. You agree to review the Terms regularly and your continued access or use of my website will mean that you agree to any changes. You agree that I will not be liable to you or any third party for any modification, suspension, or discontinuance of my website or for any service, content, feature, or product offered through my website.
PRODUCTS AND SERVICES
Prices for my products and services are subject to change without notice. Unless otherwise indicated, prices displayed on my website are quoted in U.S. Dollars (USD).
You agree to be financially responsible for all purchases made by you or someone acting on your behalf through my website. You agree to use my website and to purchase services or products through my website for legitimate, non-commercial purposes only.
I endeavor to describe and display my products and services as accurately as possible. While I try to be as clear as possible in explaining my products and services, please do not accept that my website is entirely accurate, current, or error-free. From time to time, I may correct errors in pricing and descriptions. I reserve the right to refuse or cancel any order with an incorrect price listing.
LINKS TO THIRD-PARTY WEBSITES
Links from or to websites outside my website are meant for convenience only. I do not review, endorse, approve, or control, and are not responsible for any sites linked from or to my website, the content of those sites, the third parties named therein, or their products and services. Linking to any other site is at your sole risk and I will not be responsible or liable for any damages in connection with linking. Links to downloadable software sites are for convenience only and I am not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.
USE OF COMMENTS, FEEDBACK, TESTIMONIALS, AND OTHER SUBMISSION
You acknowledge that you are responsible for the information, profiles, opinions, messages, comments and any other content (collectively, the “Content”) that you post, distribute or share on or through my website or services available in connection with my website. You further acknowledge that you have full responsibility for the Content, including but limited to, with respect to its’ legality, and its’ trademark, copyright and other intellectual property ownership.
You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a submission. You agree to hold me harmless from and against all claims, liabilities, and expenses arising out of any potential or actual copyright or trademark misappropriation or infringement claimed against you.
You agree that any Content submitted by you in response to a request by me for a specific submission may be edited, adapted, modified, recreated, published, or distributed by me. You further agree that I am under no obligation to maintain any Content in confidence, to pay compensation for any Content, or to respond to any Content. By posting your material on my website, you grant me a worldwide, non-exclusive, and irrevocable license to use the material for marketing, business development, and promotional purposes.
You agree that you will not post, distribute or share any Content on my website that is protected by copyright, trademark, patent or any other proprietary right without the express consent of the owner of such proprietary right. You further agree that your Content will not be unlawful, threatening, defamatory, abusive, libelous, obscene, or invasive of privacy or publicity rights, nor will it contain any malware or computer virus that could affect my website’s operations. You will be solely liable for any Content that you make and its accuracy. I have no responsibility and assume no liability for any Content posted by you or any third-party.
I reserve the right to terminate your ability to post on my website and to remove and/or delete any Content that I deem objectionable. You consent to such removal and/or deletion and waive any claim against me for the removal and/or deletion of your Content.
ADDITIONAL INFORMATION
Cookies
A cookie is a small computer file or piece of information that may be stored in your computer’s hard drive when you visit my websites. I may use cookies to improve my website’s functionality and in some cases, to provide visitors with a customized online experience. Cookies are widely used and most web browsers are configured initially to accept cookies automatically. You may change your Internet browser settings to prevent your computer from accepting cookies or to notify you when you receive a cookie so that you may decline its acceptance. Please note, however, if you disable cookies, you may not experience optimal performance of my website.
Other Websites
My website may contain links to other third party sites that are not governed by this privacy policy. Although I endeavor to only link to sites with high privacy standards, my privacy policy will no longer apply once you leave my website. Additionally, I am not responsible for the privacy practices employed by third party websites. Therefore, I suggest that you examine the privacy statements of those sites to learn how your information may be collected, used, shared, and disclosed.
LIABILITY DISCLAIMER
I make no representations or warranties of any kind, express or implied, as to the operation of the site, the information, content, materials, or products included on this website. You assume all responsibility and risk with respect to your use of my website, which is provided “as is” without warranties, representations, or conditions of any kind, either express or implied.
I do not warrant that my website or its functioning or the content and material of the services made available thereby will be timely, secure, uninterrupted or error-free, that defects will be corrected, or that my website or the servers that make my website available are free of viruses or other harmful components.
I will not be liable for any damages arising from use of this website. I accept no liability for the content of this website, or for the consequences of any actions taken on the basis of the information provided.
I will not be liable for how you feel or what you think about your reading for any reason. Ultimately, all divinatory readings and advice arising from use of this website are understood to be for entertainment purposes only.
In no event will I be liable to you for any direct, indirect, special, incidental, consequential, exemplary, or punitive damages, losses or causes of action, or lost revenue, lost profits, lost business or sales, or any other type of damage, strict liability or otherwise, arising from your use of, or the inability to use, or the performance of, my website or the content or material or functionality through my website, even if I am advised of the possibility of such damages.
Certain jurisdictions do not allow limitation of liability or the exclusion or limitation of certain damages. In such jurisdictions, some or all of the above disclaimers, exclusions, or limitations, may not apply to you and my liability will be limited to the maximum extent permitted by law. In no event shall my cumulative liability to you exceed the total purchase price of the service you have purchased from http://monikataylorreadings.com/ Monika Taylor Psychic Readings, and if no purchase has been made by you, my cumulative liability to you shall not exceed $100 (USD).
INDEMNIFICATION
You agree to defend and indemnify me, and hold me harmless against any losses, liabilities, claims, expenses (including legal fees) in any way arising from, related to, or in connection with your use of my website, your violation of the Terms, or the posting or transmission of any materials on or through the website by you, including but not limited to, any third party claim that any information or materials provided by you infringe upon any third party proprietary rights.
ENTIRE AGREEMENT
The Terms and any documents expressly referred to in them represent the entire agreement between you and me in relation to the subject matter of the Terms and supersede any prior agreement, understanding or arrangement between you and me, whether oral or in writing. Both you and I acknowledge that, in entering into these Terms, neither you nor I have relied on any representation, undertaking or promise given by the other or implied from anything said or written between you and me prior to such Terms, except as expressly stated in the Terms.
WAIVER
My failure to exercise or enforce any right or provision of the Terms will not constitute a waiver of such right or provision. A waiver by me of any default will not constitute a waiver of any subsequent default. No waiver by me is effective unless it is communicated to you in writing.
HEADINGS
Any headings and titles herein are for convenience only.
SEVERABILITY
If any of the provisions of the Terms are determined by any competent authority to be invalid, unlawful, or unenforceable, such provision will to that extent be severed from the remaining Terms, which will continue to be valid and enforceable to the fullest extent permitted by law.
GOVERNING LAW
Any disputes arising out of or relating to the Terms, the Privacy Policy, Ethics, and Disclaimer use of my website, or my products or services offered on my website will be resolved in accordance with the laws of the State of Tennessee as applied to contracts that are executed and performed entirely in Tennessee. The exclusive venue for any arbitration or court proceeding based on or arising out of this Agreement shall be Sevier County, Tennessee. State of Tennessee and you irrevocably consent to the exclusive jurisdiction and venue of such courts.
The parties agree to attempt to resolve any dispute, claim, or controversy arising out of or relating to this Agreement by mediation, which shall be conducted under the then current mediation procedures of The CPR Institute for Conflict Prevention & Resolution or any other procedure upon which the parties may agree. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration, or other dispute resolution procedures.
RECOVERY OF LITIGATION EXPENSES
If any legal action or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorney’s fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.
QUESTIONS AND CONCERNS
Please send all questions, comments, and feedback to monika@monikataylorreadings.com
